:root{--blog-color-white: #ffffff;--blog-color-link: #012169;--blog-color-black: #000000;--blog-color-modal-background: #000000bf;--blog-color-disabled: #babec1;--blog-color-sand-50: #EFF1F4;--blog-color-sand-100: #E1E9ED;--blog-color-sand-200: #d6d0cc;--blog-color-sand-500: #89837F;--ids_color_action_neutral_base: #464954;--blog-color-sand-700: #56504c;--blog-color-sand-800: #333333;--blog-color-varejo: #ec7000;--blog-color-overwrite-enquete: #337AB7;--blog-color-button-disabled: #959595;--blog-font-text: "Itau Text";--blog-font-display: "Itau Display";--icon-color: var(--ids_color_action_neutral_base)}.main-header{background-color:var(--ids_color_bg_brand_primary);border-bottom:.0625rem solid var(--ids_color_bg_variant_02);display:-webkit-box;display:-ms-flexbox;display:flex;-webkit-box-orient:vertical;-webkit-box-direction:normal;-ms-flex-direction:column;flex-direction:column;position:fixed;left:0;top:0;z-index:99}.main-header__container{display:-webkit-box;display:-ms-flexbox;display:flex;-webkit-box-pack:justify;-ms-flex-pack:justify;justify-content:space-between;height:4rem}@media(min-width: 48rem){.main-header__container{height:5rem}}.main-header .logo{-ms-flex-item-align:center;align-self:center}.main-header .logo a{display:block;line-height:0}.main-header .logo-white,.main-header .logo-text{fill:#fff}.main-header .logo-primary{fill:var(--ids_color_bg_brand_primary)}.main-header .logo svg{width:4.3125rem;height:auto}@media(min-width: 64rem){.main-header .logo svg{width:6.25rem}}.main-header .bookmark{-webkit-box-align:center;-ms-flex-align:center;align-items:center;display:-webkit-box;display:-ms-flexbox;display:flex}.main-header .bookmark__link{color:var(--ids_color_action_neutral_base);display:inline-block;text-decoration:none;display:-webkit-box;display:-ms-flexbox;display:flex}.main-header .bookmark__link svg path{fill:var(--ids_color_contrast_onBrand_primary)}.main-header .bookmark__link:hover svg path{fill:var(--ids_color_contrast_onBrand_primary_strong)}.main-header .bookmark__link:active{color:var(--ids_color_action_neutral_base)}.main-header .bookmark__linkText{font-family:var(--blog-font-text);font-weight:700;font-size:1rem;line-height:1.5rem;padding-left:4px}@media(max-width: 63.99rem){.main-header .bookmark__linkText{display:none}}.main-header .container-search-bookmark{-ms-flex-line-pack:center;align-content:center;display:-webkit-box;display:-ms-flexbox;display:flex;gap:1.5rem}.navigationBlogs{display:-webkit-box;display:-ms-flexbox;display:flex;padding-left:3.5rem;font-family:var(--blog-font-text)}.navigationBlogs__list{display:-webkit-box;display:-ms-flexbox;display:flex;margin:0;padding:0;list-style:none}.navigationBlogs__itemMenu{display:-webkit-box;display:-ms-flexbox;display:flex;-webkit-box-align:center;-ms-flex-align:center;align-items:center;list-style:none;color:var(--ids_color_action_neutral_base);font-weight:700;font-family:var(--blog-font-text);position:unset}.navigationBlogs__label{font-size:1rem;line-height:1.5rem;font-weight:700;color:var(--ids_color_action_neutral_base);background-color:rgba(0,0,0,0);border:none;display:-webkit-box;display:-ms-flexbox;display:flex;-webkit-box-align:center;-ms-flex-align:center;align-items:center;padding:0;background:unset;cursor:pointer}.navigationBlogs__label>span{display:none}@media(min-width: 64rem){.navigationBlogs__label>span{display:-webkit-inline-box;display:-ms-inline-flexbox;display:inline-flex}}.navigationBlogs__label i{margin-right:.5rem}.navigationBlogs__subItemMenu{display:none;padding:3.125rem 0;background-color:#fff;width:100%;top:4rem;z-index:999;left:0;position:absolute;border-bottom:1px solid #d9d3cf;border-top:1px solid #d9d3cf}.navigationBlogs__subItemMenu--active{display:block}@media(min-width: 64rem){.navigationBlogs__subItemMenu{top:5rem}}.navigationBlogs__subItemMenu.has-language-menu{top:6.5rem}@media(min-width: 64rem){.navigationBlogs__subItemMenu.has-language-menu{top:7.5rem}}.navigationBlogs .blogs-links__title{font-weight:700;font-size:1.125rem;line-height:1.5rem;color:var(--ids_color_action_neutral_variant);margin-bottom:1.5rem;display:block;width:100%}.navigationBlogs .blogs-links__list{display:-webkit-box;display:-ms-flexbox;display:flex;-webkit-box-orient:vertical;-webkit-box-direction:normal;-ms-flex-direction:column;flex-direction:column;margin-top:1rem;margin-bottom:1rem;gap:1rem}@media(min-width: 64rem){.navigationBlogs .blogs-links__list{display:block;-moz-column-count:3;-webkit-column-count:3;column-count:3;margin:0}}@media(min-width: 64rem){.navigationBlogs .blogs-links__item{margin-bottom:1rem}}.navigationBlogs .blogs-links__item a{font-size:1rem;font-weight:400;font-family:var(--blog-font-text);color:var(--ids_color_action_neutral_base);text-decoration:none;padding:.5rem 0;text-transform:capitalize}.navigationBlogs .blogs-links__item a:hover,.navigationBlogs .blogs-links__item a:focus{text-decoration:underline;font-weight:700;color:var(--ids_color_text_body_01)}.footer{background-color:var(--ids_color_feedback_neutral);color:var(--ids_color_feedback_neutral_contrast);padding:var(--ids_spacing_8x) 0}.footer__container>.ids-container{display:-webkit-box;display:-ms-flexbox;display:flex;-webkit-box-orient:vertical;-webkit-box-direction:normal;-ms-flex-direction:column;flex-direction:column;-webkit-box-pack:center;-ms-flex-pack:center;justify-content:center;text-align:center}.footer__container>.ids-container p,.footer__container>.ids-container span,.footer__container>.ids-container address{margin:0}.footer__container>.ids-container.footer__blog-infos{-webkit-box-align:center;-ms-flex-align:center;align-items:center}@media(min-width: 64rem){.footer__container>.ids-container.footer__blog-infos{-webkit-box-orient:horizontal;-webkit-box-direction:normal;-ms-flex-direction:row;flex-direction:row;gap:1.5rem}}@media(min-width: 64rem){.footer__container>.ids-container{-webkit-box-orient:horizontal;-webkit-box-direction:normal;-ms-flex-direction:row;flex-direction:row;gap:var(--ids_spacing_6x);-webkit-box-pack:center;-ms-flex-pack:center;justify-content:center;text-align:left}.footer__container>.ids-container>div:not(.footer__phones){-webkit-box-align:start;-ms-flex-align:start;align-items:flex-start;display:-webkit-box;display:-ms-flexbox;display:flex;width:100%;margin-left:.3125rem;-ms-flex-wrap:wrap;flex-wrap:wrap}}@media(min-width: 48rem){.footer__container>.ids-container{-webkit-box-orient:horizontal;-webkit-box-direction:normal;-ms-flex-direction:row;flex-direction:row;gap:var(--ids_spacing_6x);-webkit-box-pack:justify;-ms-flex-pack:justify;justify-content:space-between;text-align:left}.footer__container>.ids-container>div:not(.footer__phones){-webkit-box-align:start;-ms-flex-align:start;align-items:flex-start;display:-webkit-box;display:-ms-flexbox;display:flex;margin-left:.3125rem;-ms-flex-wrap:wrap;flex-wrap:wrap}}.footer__container~.footer__container{border-top:thin solid var(--ids_color_border_soft);margin-top:var(--ids_spacing_8x);padding-top:var(--ids_spacing_8x)}@media(min-width: 64rem){.footer__container~.footer__container{display:-webkit-box;display:-ms-flexbox;display:flex;visibility:initial}}.footer__container .footer__text>p{font:var(--ids_textStyle_f02_s12_h18_wrg);text-align:initial;white-space:pre-line}.footer__logo img{margin-bottom:var(--ids_spacing_6x);max-width:100%;width:6.0625rem}@media(min-width: 64rem){.footer__logo img{margin-bottom:0;width:8.0625rem}}@media(min-width: 48rem){.footer__logo img{margin-bottom:0;width:8.0625rem;max-width:none}}@media(min-width: 64rem){.footer__logo{border-right:.0625rem solid var(--ids_color_border_soft);max-width:9.6875rem;padding-right:var(--ids_spacing_6x)}}@media(min-width: 48rem){.footer__logo{border-right:.0625rem solid var(--ids_color_border_soft);max-width:9.6875rem;padding-right:var(--ids_spacing_6x)}}.footer__social-list{min-width:13.125rem}@media(min-width: 64rem){.footer__social-list{-webkit-box-pack:end;-ms-flex-pack:end;justify-content:flex-end;margin-top:0}}.footer__social-list p.title{font:var(--ids_textStyle_f02_s14_h20_wbd);width:100%;text-align:right}@media(max-width: 47.99rem){.footer__social-list p.title{text-align:center;font-size:1.125rem}}@media(max-width: 47.99rem){.footer__social-list{margin-top:var(--ids_spacing_8x)}}.footer__phones,.footer__legal-links{display:-webkit-box;display:-ms-flexbox;display:flex;font:var(--ids_textStyle_f02_s12_h18_wbd)}.footer__phones p,.footer__phones a,.footer__legal-links p,.footer__legal-links a{color:var(--ids_color_feedback_neutral_contrast);text-decoration:none}.footer__phones a,.footer__legal-links a{font:var(--ids_textStyle_f02_s12_h18_wbd)}.footer__phones a:hover,.footer__phones a:focus,.footer__legal-links a:hover,.footer__legal-links a:focus{text-decoration:underline;color:var(--ids_color_feedback_neutral_contrast)}.footer__legal-links{display:-webkit-box;display:-ms-flexbox;display:flex;gap:.25rem;-webkit-box-pack:center;-ms-flex-pack:center;justify-content:center;letter-spacing:-0.0125rem;margin-top:var(--ids_spacing_6x)}@media(min-width: 64rem){.footer__legal-links{-webkit-box-align:start;-ms-flex-align:start;align-items:flex-start}}.footer__legal-links a{font:var(--ids_textStyle_f02_s12_h18_wbd)}.footer__legal-links span{color:var(--ids_color_feedback_neutral_contrast)}@media(min-width: 64rem){.footer__legal-links span{display:none}}@media(min-width: 48rem){.footer__legal-links span{display:none}}@media(min-width: 64rem){.footer__legal-links{-webkit-box-pack:start;-ms-flex-pack:start;justify-content:flex-start;-webkit-box-orient:vertical;-webkit-box-direction:normal;-ms-flex-direction:column;flex-direction:column;letter-spacing:inherit;margin-top:0;width:100%}}.footer__phones{-webkit-box-orient:vertical;-webkit-box-direction:normal;-ms-flex-direction:column;flex-direction:column}.footer__phones span,.footer__phones a{font:var(--ids_textStyle_f02_s12_h18_wbd)}@media(min-width: 64rem){.footer__phones{-webkit-box-align:end;-ms-flex-align:end;align-items:flex-end;-webkit-box-pack:inherit;-ms-flex-pack:inherit;justify-content:inherit;width:100%}}@media(min-width: 48rem){.footer__phones p{width:-moz-max-content;width:-webkit-max-content;width:max-content}}.footer__copyright p{font:var(--ids_textStyle_f02_s16_h24_wrg);display:block;text-align:left;width:100%}@media(min-width: 48rem){.footer__copyright p{text-align:justify;font:var(--ids_textStyle_f02_s12_h18_wbd)}}.footer__copyright p.address{font:var(--ids_textStyle_f02_s12_h18_wrg);margin-top:1rem}.footer__copyright p.address a{color:var(--ids_color_feedback_neutral_contrast)}@media(min-width: 64rem){.footer__copyright p.address{margin-top:0}}@media(max-width: 47.99rem){.footer__copyright p.address{margin-top:var(--ids_spacing_1x)}}@media(min-width: 48rem){.footer__copyright p.address{margin-top:0}}.footer .contact-data{display:none}@media(min-width: 64rem){.footer .contact-data{display:-webkit-box;display:-ms-flexbox;display:flex}}.footer .contact-data__legal-links{margin-bottom:0}.footer .contact-data--mobile{display:none}@media(max-width: 63.99rem){.footer .contact-data--mobile{display:block;-webkit-box-pack:justify;-ms-flex-pack:justify;justify-content:space-between;display:-webkit-box;display:-ms-flexbox;display:flex}.footer .contact-data--mobile .footer__legal-links{width:unset;-webkit-box-orient:vertical;-webkit-box-direction:normal;-ms-flex-direction:column;flex-direction:column;margin-top:0}.footer .contact-data--mobile .footer__legal-links span{display:none}}@media(max-width: 47.99rem){.footer .contact-data--mobile{-webkit-box-orient:vertical;-webkit-box-direction:normal;-ms-flex-direction:column;flex-direction:column;text-align:center}.footer .contact-data--mobile .footer__legal-links{-webkit-box-orient:horizontal;-webkit-box-direction:normal;-ms-flex-direction:row;flex-direction:row;margin-top:var(--ids_spacing_6x)}.footer .contact-data--mobile .footer__legal-links span{display:block}}.footer .flex-container{display:-webkit-box;display:-ms-flexbox;display:flex;-ms-flex-wrap:wrap;flex-wrap:wrap;gap:.9375rem;-webkit-box-pack:center;-ms-flex-pack:center;justify-content:center}.footer .flex-container img{max-width:calc(50% - .9375rem);max-height:7.8125rem;width:auto}.cookie-warning__container{display:none;bottom:2.6875rem;left:0;position:fixed;width:100%;z-index:9999}@media(min-width: 20rem)and (max-width: 63.99rem){.cookie-warning__container{bottom:0}}.cookie-warning__container>div{-webkit-box-align:start;-ms-flex-align:start;align-items:flex-start;background-color:var(--ids_color_text_body_01);border-radius:.5rem .5rem 0 0;-webkit-box-shadow:.625rem .75rem 3.375rem rgba(95,86,80,.2);box-shadow:.625rem .75rem 3.375rem rgba(95,86,80,.2);color:var(--blog-color-white);display:-webkit-box;display:-ms-flexbox;display:flex;-webkit-box-orient:vertical;-webkit-box-direction:normal;-ms-flex-direction:column;flex-direction:column;font-family:var(--font-text);font-weight:400;font-size:.875rem;-webkit-box-pack:start;-ms-flex-pack:start;justify-content:flex-start;line-height:1.375rem;max-width:54.1875rem;padding:1.5rem}@media(min-width: 64rem){.cookie-warning__container>div{-webkit-box-align:center;-ms-flex-align:center;align-items:center;border-radius:.5rem;-webkit-box-orient:horizontal;-webkit-box-direction:normal;-ms-flex-direction:row;flex-direction:row;-webkit-box-pack:justify;-ms-flex-pack:justify;justify-content:space-between}}@media(min-width: 20rem)and (max-width: 63.99rem){.cookie-warning__container>div{-webkit-box-align:center;-ms-flex-align:center;align-items:center;-webkit-box-orient:vertical;-webkit-box-direction:normal;-ms-flex-direction:column;flex-direction:column}}.cookie-warning__container>div a:not(.cookie-warning__button){color:var(--blog-color-white);font-family:var(--font-text);font-weight:400;text-decoration:underline}.cookie-warning__container>div p{font-family:var(--font-text);font-weight:400;margin:0 0 1.5rem 0}@media(min-width: 64rem){.cookie-warning__container>div p{margin:0 1.5rem}}.cookie-warning__image{-webkit-box-align:center;-ms-flex-align:center;align-items:center;display:none;height:3rem;-webkit-box-pack:center;-ms-flex-pack:center;justify-content:center;width:3rem}@media(min-width: 64rem){.cookie-warning__image{display:-webkit-box;display:-ms-flexbox;display:flex}}#itau-cookie-consent-banner.ids-container{left:50%;-webkit-transform:translate3d(-50%, 0, 0);transform:translate3d(-50%, 0, 0)}.accessible-links{-webkit-box-align:center;-ms-flex-align:center;align-items:center;display:-webkit-box;display:-ms-flexbox;display:flex}.accessible-links__item{background-color:var(--ids_color_text_body_01);color:var(--blog-color-white);font-family:var(--blog-text-regular);font-size:1rem;line-height:1.5rem;padding:.75rem;position:absolute;text-decoration:none;top:-62.5rem;z-index:99999}.accessible-links__item:focus,.accessible-links__item:hover{top:0}@media(max-width: 47.99rem){.social-media{margin-top:2rem}}.social-media p{font-size:.75rem;line-height:1.3125rem;font-family:var(--font-text-regular);font-weight:400}@media(min-width: 48rem){.social-media{width:100%}}.social-media__list{-webkit-box-align:center;-ms-flex-align:center;align-items:center;display:-webkit-box;display:-ms-flexbox;display:flex;-webkit-box-pack:center;-ms-flex-pack:center;justify-content:center;margin-top:1rem;gap:1rem}@media(min-width: 48rem){.social-media__list{-webkit-box-pack:end;-ms-flex-pack:end;justify-content:flex-end}}.social-media__item a{text-decoration:none}@media(min-width: 48rem){.social-media__item{font-size:1.5rem}}.featured-post__by{font-size:.75rem;line-height:1.125rem;font-weight:400}.featured-post__author{color:var(--ids_color_text_body_01);font-family:var(--blog-font-text);font-size:.75rem;line-height:1.5rem;margin-top:1rem}.featured-post__author span{color:var(--ids_color_text_body_01);font-weight:700}@media(min-width: 48rem){.featured-post__author{color:var(--ids_color_text_body_01);font-size:.75rem;line-height:1.5rem}}.featured-post__time-bookmark{-ms-flex-line-pack:stretch;align-content:stretch;display:-webkit-box;display:-ms-flexbox;display:flex;-webkit-box-pack:justify;-ms-flex-pack:justify;justify-content:space-between;-webkit-box-align:center;-ms-flex-align:center;align-items:center}.featured-post__time{color:var(--ids_color_text_body_01);font-family:var(--blog-font-text);font-weight:400;font-size:.75rem;line-height:1.125rem}*,*::before,*::after{-webkit-box-sizing:border-box;box-sizing:border-box}*{-webkit-font-smoothing:antialiased}body,html{padding:0;margin:0}body{overflow-x:hidden;padding-top:4rem !important}@media(min-width: 48rem){body{padding-top:5rem !important}}body.width-language-nav{padding-top:6.5625rem !important}@media(min-width: 48rem){body.width-language-nav{padding-top:7.5625rem !important}}@media(prefers-reduced-motion: no-preference){:root{scroll-behavior:smooth}}header,footer,main{width:100%}#main{min-height:100vh}.mb-50{margin-bottom:3.125rem}@media(min-width: 20rem)and (max-width: 63.99rem){.wrapper{padding:0 var(--ids_layout_padding_sm, 1.5rem)}}framework-analytics-web{position:absolute;left:0;bottom:0;width:0;height:0;opacity:0;overflow:hidden;font-size:0}.ids-card{overflow:hidden;width:100%;border-color:var(--ids_color_border_medium)}.block-cards.ids-container{margin-bottom:3rem;margin-top:2.5rem}.block-cards__header{display:-webkit-box;display:-ms-flexbox;display:flex;-webkit-box-orient:vertical;-webkit-box-direction:normal;-ms-flex-direction:column;flex-direction:column}@media(min-width: 64rem){.block-cards__header{margin-bottom:1.5rem}}.block-cards__title{color:var(--ids_color_text_body_01);font:var(--ids_textStyle_f01_s24_h32_wbd)}.block-cards__title a{color:var(--ids_color_text_body_01);font:var(--ids_textStyle_f01_s24_h32_wbd)}.block-cards__subtitle{color:var(--ids_color_text_body_01);font:var(--ids_textStyle_f02_s18_h26_wrg)}.block-cards__mobile-description{color:var(--ids_color_text_body_01);font:var(--ids_textStyle_f02_s18_h26_wrg)}@media(min-width: 64rem){.block-cards__mobile-description{display:none}}.block-cards__list{-ms-overflow-style:none;display:-webkit-box;display:-ms-flexbox;display:flex;-webkit-box-pack:start;-ms-flex-pack:start;justify-content:flex-start;width:100%;-ms-flex-wrap:wrap;flex-wrap:wrap;gap:1.5rem}@media(min-width: 64rem){.block-cards__list{display:grid;gap:2rem;grid-template-columns:repeat(auto-fill, minmax(25%, 1fr));width:100%}}.block-cards__item{overflow:hidden;width:100%}@media(min-width: 64rem)and (max-width: 79.99rem){.block-cards__item{margin-top:0}}.block-cards .card__title{color:var(--ids_color_action_neutral_variant);font-family:var(--blog-font-display);margin:1rem 0}.block-cards .card__title a{color:var(--ids_color_action_neutral_variant);font-weight:700;font-size:1rem;line-height:1.5rem;text-decoration:none;word-wrap:break-word}.block-cards .card__title a:hover,.block-cards .card__title a:focus{text-decoration:underline}@media(min-width: 64rem){.block-cards .card__title{font-family:var(--blog-font-text);font-weight:700;font-size:1rem;line-height:1.5rem;margin-top:0}}.block-cards .card__content{padding:1.5rem 1.5rem 1.5rem}.block-cards .card__content .card__subtitle{display:block;font-family:var(--blog-font-text);font-size:.875rem;line-height:1.25rem;color:var(--ids_color_text_body_02)}ids-likert fieldset legend.ids-label{color:var(--ids_color_action_neutral_variant);font:var(--ids_textStyle_f02_s20_h26_wrg)}@media(min-width: 20rem)and (max-width: 47.99rem){.component.ids-container{padding:0}}@media(min-width: 48rem)and (max-width: 63.99rem){.hidden-sm{display:none}}@media(min-width: 20rem)and (max-width: 47.99rem){.ids-d-xs-none{display:none !important}.ids-d-xs-flex{display:-webkit-box !important;display:-ms-flexbox !important;display:flex !important}}@media(min-width: 64rem)and (max-width: 79.99rem){.hidden-md{display:none}}@media(min-width: 80rem){.hidden-lg{display:none}}.screen-reader-feedback{height:0;line-height:0;opacity:0;overflow:hidden;position:relative;width:0}.cdk-overlay-container,.cdk-global-overlay-wrapper{pointer-events:none;top:0;left:0;height:100%;width:100%}.cdk-overlay-container{position:fixed;z-index:1000}.cdk-overlay-container:empty{display:none}.cdk-global-overlay-wrapper{display:-webkit-box;display:-ms-flexbox;display:flex;position:absolute;z-index:1000}.cdk-overlay-pane{position:absolute;pointer-events:auto;-webkit-box-sizing:border-box;box-sizing:border-box;z-index:1000;display:-webkit-box;display:-ms-flexbox;display:flex;max-width:100%;max-height:100%}.cdk-overlay-backdrop{position:absolute;top:0;bottom:0;left:0;right:0;z-index:1000;pointer-events:auto;-webkit-tap-highlight-color:rgba(0,0,0,0);-webkit-transition:opacity 400ms cubic-bezier(0.25, 0.8, 0.25, 1);transition:opacity 400ms cubic-bezier(0.25, 0.8, 0.25, 1);opacity:0}.cdk-overlay-backdrop.cdk-overlay-backdrop-showing{opacity:1}.cdk-high-contrast-active .cdk-overlay-backdrop.cdk-overlay-backdrop-showing{opacity:.6}.cdk-overlay-dark-backdrop{background:rgba(0,0,0,.32)}.cdk-overlay-transparent-backdrop{-webkit-transition:visibility 1ms linear,opacity 1ms linear;transition:visibility 1ms linear,opacity 1ms linear;visibility:hidden;opacity:1}.cdk-overlay-transparent-backdrop.cdk-overlay-backdrop-showing{opacity:0;visibility:visible}.cdk-overlay-connected-position-bounding-box{position:absolute;z-index:1000;display:-webkit-box;display:-ms-flexbox;display:flex;-webkit-box-orient:vertical;-webkit-box-direction:normal;-ms-flex-direction:column;flex-direction:column;min-width:1px;min-height:1px}.cdk-global-scrollblock{position:fixed;width:100%;overflow-y:scroll}ids-likert fieldset legend.ids-label{color:var(--ids_color_action_neutral_variant);font-size:1.25rem;line-height:1.625rem;font-family:var(--blog-font-text);font-weight:400}